I opted to take my SS at age 62. Two reasons for this. I was afraid of what may happen if I waited and since I worked all my life, I was tired of having to show for work at a designated time. And since my two areas of lifetime employment had huge responsibility's, I was tired of working. lol.
And I have a few retirements coming at age65, so all in all I know I made the right choice and I'm happy how I've been treated by "the system".
Here is a pretty good article on SS. True information or not,...I really don't know. But the article did make me feel good and I hope it does you also.
If anyone has more information regarding SS please feel free to post.